10 Ways to Convert Visa Gift Cards to Cash in 2022



When you’ve got a Visa present card, you is likely to be questioning easy methods to convert it to money. In spite of everything, money will be extra versatile than plastic.

Whereas you should utilize a Visa present card for a lot of purchases, you’ll be able to’t use it for all the pieces. 

We’re sharing a number of methods to transform Visa present playing cards to money. Use the concepts that work finest for you so that you simply get some further money shortly. 

How one can Change Visa Reward Playing cards for Money

Exchanging your Visa present playing cards for money could require inventive pondering, however it’s doable. Listed here are a number of the finest methods to make use of your Visa present card like money.

1. Add It to Your PayPal Pockets

paypal homepage

PayPal offers an possibility so as to add Visa present playing cards to your PayPal pockets. Simply enter the present card quantity and different info so as to add it to your account.

As soon as the stability clears, you should utilize the cash to pay for purchases through PayPal. Alternately, you’ll be able to send the money to a friend or your individual checking account.

Nevertheless, it’s vital to take into account that switch charges could apply while you’re sending cash. 

Utilizing your Visa present card for purchases the place retailers settle for PayPal is without doubt one of the most cost-effective choices since your card received’t lose any of its worth.


  • Use for PayPal purchases
  • Switch to your checking account
  • Pay a good friend or member of the family

2. Purchase Different Reward Playing cards

A extra oblique approach to convert your Visa present card to money is to purchase a unique present card. If you already know you’ll use a company-branded present card, it may be extra priceless to you than one from Visa.

For instance, you would use your Visa present card to purchase an Amazon present card of equal worth. Since you should purchase nearly something you would ever want on Amazon, you’d basically be changing your Visa present card into money.

You can even do that for shops like Walmart, Starbucks or Goal. Nevertheless, you may pay further to do that if the service provider you’re procuring at costs a price for Visa-based purchases. 

Raise home page

Higher but, you would use your Visa present card to purchase discounted playing cards from websites like Raise. This may increasingly truly enhance the worth of your present card (i.e., you would flip your $35 Visa present card right into a $50 one to Jiffy Lube).


  • Commerce for extra priceless card
  • Legitimate at a service provider you favor


  • Received’t work with all retailers
  • Potential charges

3. Get a Cash Order

money order near me

It’s doable to make use of your Visa present card to purchase a cash order. From there, you’ll be able to deposit the cash order at your financial institution and use the funds instantly out of your checking account.

Or, you’ll be able to money your cash order at any retailer that accepts cash orders. You may even have the ability to money it the place you bought it.

It’s vital to notice that some banks restrict the variety of cash orders you’ll be able to deposit or money. For that motive, you might wish to verify forward of time together with your financial institution should you plan on depositing cash orders incessantly.

To study extra, try our article on the best places to buy money orders


  • Operate as money
  • Extensively out there

4. Reward Card Change Kiosk

gift card kiosk machine

Reward card trade kiosks can be found all through the U.S. and all over the world. Once you use a present card trade kiosk, you insert your present card into the machine as you’d with an ATM card.

The kiosk then scans your Visa present card and offers you a money provide for it.

You’ve a alternative as as to if to just accept or reject the provide. For those who settle for the provide, the kiosk retains your card and offers you the cash. 

In some conditions, you might have to take a receipt voucher to a cashier to get your cash for the trade.

For those who reject the provide, the kiosk offers you again your present card. 

Sadly, you’ll possible see a payout that’s decrease than the worth of your present card while you use kiosks. Plus, every kiosk has totally different guidelines about what they cost, and the cashout price will be fairly excessive.

In the end, this isn’t the easiest way to transform your Visa present playing cards to money. However, if you’re in a time crunch, it may be a fast approach to get paid fast.


  • Simple and handy
  • Quick approach to get money
  • Many places


  • Charges will be excessive
  • Could scale back present card’s worth

5. Give It as a Reward

One other approach to flip Visa present playing cards into money is to present them as items. However how precisely does this equate to changing your card to money?

By giving your card as money, you release cash in your finances that you’d have spent on a present on your good friend or member of the family. In flip, this lets you use that budgeted money for different wants. 

The important thing to success with this concept is to make sure that you already had this expense included in your finances. That method, the money is available while you want it. 


  • Money will be available
  • Makes present giving simpler
  • No charges

6. Pay Payments

One other distinctive approach to flip your present card into money is by utilizing it to pay payments. 

Just like gifting your Visa present card, you should utilize the money you had put aside on your payments in no matter method you please. 

Nearly any firm that accepts bank card funds for payments will allow you to pay your payments with a Visa present card. Nevertheless, not all firms let you pay payments with Visa present playing cards. You’ll wish to confirm that this feature will be just right for you earlier than attempting it.

As well as, there may be usually a price for this service. This price is charged by the corporate that you simply owe. In flip, this can scale back the worth of your Visa present card.

Whereas this may not be probably the most cost-effective approach to convert your Visa present card into money, it may well come in useful in a pinch.


  • Pay payments
  • Use on-line or in particular person


  • Potential charges
  • By no means firms

7. Buy and Resell Objects

Have you ever heard about retail arbitrage? That is while you purchase one thing after which resell it at a better worth. 

For those who study to do it nicely, you’ll be able to make money with retail arbitrage. The purpose is to purchase objects that you simply discover which can be priced decrease than what they’re sometimes promoting for. 

As an example, you will discover clearance objects at your native large field retailer and resell them on-line for a revenue. 

However how does this relate to changing your Visa present playing cards to money? It’s a very out-of-the-box approach to flip your playing cards.

Primarily, you search on-line for objects you could purchase at tremendous steep reductions and pay for them together with your Visa present card. Then, you resell them at a revenue that may cowl promoting and different charges.

Make certain to perform a little research before you purchase the objects you wish to resell. You’ll wish to select objects which can be standard and have a excessive likelihood of reselling shortly. 


  • Could enhance card’s worth
  • Facet hustle potential


  • Takes analysis and time
  • Some danger concerned

8. Put it in Venmo

Identical to you’ll be able to put your Visa present playing cards into PayPal, you too can put the funds into Venmo. 

Merely comply with the directions on the Venmo website so as to add your Visa present card to your pockets. When you see the cash in your Venmo pockets, you should utilize it to make purchases the place Venmo is accepted.

Alternately, you’ll be able to switch the cash out of your Venmo pockets to your checking account.

What’s extra, Venmo doesn’t cost charges to switch cash to your checking account like PayPal does. 

Take into account that you might get a fraud warning from Venmo should you try so as to add your Visa present card. If this occurs, don’t fear. That is merely a safety precaution, and Venmo will help you clear it up. 


  • Simple and quick
  • No charges
  • Use funds for Venmo purchases

9. Promote It By way of a Web site or App

There are web sites and apps that may allow you to convert your Visa present card to money by promoting them. The best places to sell gift cards rely upon how briskly you need your money and the way a lot of its worth you might be keen to lose. 

Some websites will purchase your card instantly, whereas others will promote your present card on a market for shoppers to purchase. Supply costs will differ as nicely. 

For instance, CardCash offers you as much as 92% of the worth of your card. Some websites could provide you with lower than that. 

Be sure to do your analysis and evaluate provides on totally different websites to get the perfect payout on your card.


  • Fast and simple
  • A number of apps and websites


  • Will scale back card’s worth

10. Promote It to Somebody Straight

This selection will be one of many extra easy options. You may promote your present card on Craigslist or similar sites, or you’ll be able to promote it to somebody you already know and belief. 

Many individuals will think about shopping for a Visa present card from you if it means they get a deal. In spite of everything, you should utilize Visa present playing cards nearly wherever. 

Whoever buys your present card can use it at a giant field retailer, restaurant or some other retailer. 

One of the best ways to make sure that somebody will purchase your Visa present card is to supply a very good deal. For instance, promote a $25 present card for $22. Or promote a $100 present card for $90 or $95. 

Additionally, be keen to barter if needed. 


  • Many potential consumers
  • No service charges


  • May scale back card’s worth

Advantages of Changing a Visa Reward Card to Money

Because the saying goes, “money is king.” Nevertheless, should you aren’t certain that changing your Visa present card to money is definitely worth the effort, there are some situations when it’s a clever resolution.

For instance, if you wish to make a purchase order however a service provider solely accepts money, utilizing your present card received’t work. Plus, some retailers received’t settle for Visa playing cards to finish transactions.

In each these situations, utilizing money ensures your transactions will be accomplished with none points.

Moreover, if you should utilize your present card to purchase a unique present card that you’ll truly use and has a better worth, changing your card could provide you with further respiratory room in your finances.

Alongside the identical traces, if you’ll be able to repurpose your card to pay payments or offset the price of different bills, you’ll be able to release money in your finances. This may let you transfer towards your monetary objectives extra shortly.


For those who nonetheless have questions on easy methods to convert your Visa present playing cards into money, these solutions may have the ability to assist.

What’s the simplest approach to convert Visa present playing cards to money?

The reply to this query varies relying on the particular person. Including your present card to your PayPal or Venmo pockets will be simple, particularly since you are able to do it from the consolation of your sofa.

That mentioned, the best answer is probably going to make use of the cardboard for wanted purchases or present it and get monetary savings you’d have in any other case spent on these finances objects.

How can I get probably the most money for my Visa present playing cards?

If you wish to get probably the most money on your Visa present card, utilizing it to purchase a reduced present card of a better worth is good. Moreover, including it to your PayPal pockets or placing it in Venmo are your finest choices to make sure it holds its worth.

Different methods, like promoting it both on-line or domestically, may trigger you to obtain much less money than the cardboard is value.

Is it secure to transform a Visa present card to money?

Sure. It’s secure should you use one of many choices talked about above. 

It’s vital to do not forget that there are scammers and illegitimate web sites that may provide to show your Visa present card into money. Be sure to do your analysis earlier than utilizing any possibility to make sure it’s secure. 

Can Visa present playing cards be used at ATMs?

Visa present playing cards sometimes can’t be used at ATMs. 

Nevertheless, in case your Visa present card comes with a four-digit PIN, you may have the ability to get money from an ATM. That mentioned, this functionality is uncommon.


There are a number of distinctive methods to transform Visa present playing cards to money. You simply want to seek out the choice that works finest for you. 

Take into account what you want the money for, how a lot you might be keen to pay in charges and what the simplest conversion methodology is for you.

This may provide help to decide what technique to make use of as you flip your Visa gift card for money. 


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